Should I talk with my accountant about Bankruptcy?
The answer seems obvious doesn't it: if
anyone knows your financial situation well in Gladstone, It's going to be your
accountant. However, the short answer is a definite No! It's not that your
accountant may not have your best interests at heart when it comes to Bankruptcy,
it's that his know-how lie in helping you save you money at tax time, reducing
your tax liability and lodging your BAS.
Most accounting degrees will devote very
little to no time on insolvency, it's generally done as a post graduate speciality
course for those who wish to work in the field. Unless your accountant is an
insolvency expert, he would not know that a lot about the implications of Bankruptcy,
I can guarantee you insolvency specialists know much about tax returns or BAS
in. If you do manage to find an insolvency accounting firm in Gladstone, they
have the tendency to be large firms with very nice offices who charge
accordingly.
Should I talk to my Solicitor about Bankruptcy?
No! You can talk with your solicitor in
Gladstone but more than likely it won't do you much good. Solicitors are
certainly good at doing things lawyers do, like assisting you do your Will and
buying your house and keeping you out of court if you're lucky. When it comes
to Bankruptcy, the specialists in Gladstone often tend to have either a legal
or accounting qualifications, and the main reason for that is simply that you
can't start in the post graduate study to become a qualified insolvency
practitioner until you have a law or accounting degree.
Just as there are a handful of insolvency
accounting firms, there are very few insolvency legal practices in Australia,
and yes if you find one you will pay a considerable price for their expertise.
Should I speak to a financial counsellor
about Bankruptcy?
Yes! There are lots of financial
counselling services that can help you with this, they have no hidden agendas
and they're an amazing option for helping you think through your circumstance
when it comes to Bankruptcy. If you find yourself freaking out constantly, not
sleeping, not eating or over-eating and thinking about money pressures
continuously, then get some help.
There are also charitable organizations
around Gladstone like Lifeline that offer a remarkable service. They will be a
sounding board if you just need someone to go over with you what your
alternatives are. Don't let your financial trouble destroy your life - in the
end it's just money.
If you want to learn more about what to do,
where to turn and what questions to ask about Bankruptcy, then feel free to
speak to Bankruptcy Experts Gladstone on 1300 795 575, or visit our website:
www.bankruptcyexpertsGladstone.com.au.
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